Ford First Time Buyers Program: What Is It?

Ford Credit’s First Time Buyers Program (FTB) offers new vehicle financing to customers that have no prior history of auto credit.

There are many reasons why first time car buying is exciting! Especially when you shop Ford vehicles for sale in Reading, PA.

For one, welcome to newfound freedom! Two, love your vehicle at Tom Masano Ford.

Benefits for First Time Buyers: 

Build Better Credit with Financing Options

When you finance a vehicle at Tom Masano Ford new and used dealership in Berks County and make your payments on-time, you build better credit with financing options which can help drive your future finances forward.

Gain Dealership Incentives 

FTB offers new vehicle financing to customers that have no prior history of auto credit. Take advantage of this unique opportunity today!

Financing Options 

The simplest way to understand car financing starts with understanding your credit score. You’ll need to maintain and have individual creditworthiness.

Before you decide to buy your very first new Ford vehicle, you’ll need to determine the following: 

• What car payment you can afford
• Learn about loan approvals and interest rates 
• Obtain a loan pre-approval 
• Research the vehicle you want and be realistic about how much you can afford
• Prepare yourself to buy new Ford vehicles for sale

Ford Customer Eligibility: 

• No prior auto credit
• No derogatory credit information
• Monthly income must be verified to cover the vehicle payment, living expenses and other debt, etc.
• If the customer meets the eligibility criteria, this does not guarantee credit approval. Evaluation is based off of individual creditworthiness

Vehicle Eligibility

• All NEW Ford vehicles are eligible for the FTB program in the U.S.
• Ask Dealer for more information

Now, it’s your turn to drive. Congratulations on your first time car purchase!